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How to buy a certified pre-owned car Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our aim is to assist you make smarter financial decisions by offering you interactive financial calculators and tools as well as publishing original and impartial content. We also allow you to conduct your own research and analyze information for no cost - so that you can make sound financial decisions. Bankrate has partnerships with issuers such as, but not limited to American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Earn money The products that are advertised on this site are from companies that compensate us. This compensation could affect how and when products are featured on this site, including for instance, the sequence in which they appear in the listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. However, this compensation will not influence the information we publish, or the reviews appear on this website. We do not cover the entire universe of businesses or financial deals that could be accessible to you.



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3 min read . Published September 8 2022
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The article was created by using automated technology. It was then thoroughly verified and edited by an editor on our editorial staff.







Edited by Rhys Subitch Edited by Auto loans editor

Rhys has been writing and editing for Bankrate from late 2021. They are enthusiastic about helping readers gain the confidence to manage their finances through providing precise, well-studied information that breaks down otherwise complex topics into manageable bites.







Reviewed by Mark Kantrowtiz Reviewed by Nationally acknowledged expert in student financial aid

Mark Kantrowitz is an expert on student financial aid including the FAFSA and 529 plans, scholarships educational tax benefits, student loans.









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Certified pre-owned vehicles are a great option for anyone looking for an affordable car that doesn't come with the price of a new car. These vehicles come with several advantages, such as lower overall costs. To locate a high-quality certified used car, you only need to follow three steps. 3 steps to purchase certified pre-owned cars Certified pre-owned cars are generally sold with a lower markup than brand new cars. They can also be accompanied by factory-backed warranties and the peace of mind that a reputable provides. Step 1: Do your research . You'll want to have an idea of what you require from an automobile before you start looking. Pick out a vehicle that is able to meet your needs and requirements . This can be done by researching prices and important features, like whether the vehicles have backup cameras or thermostats for the seats, their size and more. Step 2: Find it There are many sites to locate certified used cars, but inventory might be scarce in the current marketplace. Once you have narrowed down your choices, it is time to shop. You can go to brick and mortar dealerships, or a combination of both. Take a look at the various alternatives available and evaluate what they offer. Step 3: Verify its certification Certified pre-owned vehicles could come with a history report. This report can provide you with complete details about the history of the vehicle and any prior accidents, damage or mechanical issues. Where to buy a certified pre-owned car Certified used cars are available in a wide range of dealerships. Franchise dealerships. If you own a specific model you want to drive, look into car dealerships owned by specific auto brands. Rentals. Dealerships that deal in old rental vehicles, like Hertz or Enterprise also tend to be an ideal option for CPO vehicles. But rentals may have seen more use than your average used vehicle. Online dealerships. The internet serves as an excellent CPO shopping location. Look at websites like Edmunds, Kelley Blue Book and TrueCar. Pre-owned car dealerships. Here you'll also find certified pre-owned vehicles. Benefits of purchasing certified used many advantages of purchasing certified pre-owned vehicles. Extended warranty A certified used vehicle might come with the benefit of a warranty that provides security for a prolonged period of time. The warranty will likely include a limited powertrain warranty for the transmission, engine and drivetrain components, as well as a limited bumper-to-bumper warranty covering parts of the body and interior. Bankrate tip: Check to see how long the vehicle warranty lasts for, and then ask for warranties that exclude certain components. Check for an inventory of the components that aren't covered -- such as tires -- in the CPO warranty. If your vehicle is equipped with electronic components that need many of them, such as sensors for tire wear and brakes inquire with the dealer about whether the warranty covers replacements. The benefit of purchasing certified pre-owned vehicles is that it can lower the overall cost of the car. This is because the vehicle is inspected by the dealership and comes with a certain type of warranty. Both of these can result in a lower price . There's no need to worry about potential future mechanical issues or repair costs in the same way as when purchasing a vehicle that's not certified. This lets you concentrate on the car itself, and less on the potential hidden problems. Exchange programs are based on manufacturer and dealer it is possible to return the car within a specified period of time in case it does not meet your expectations. This isn't available for all CPO models it is recommended to check with your dealer prior to signing up for this benefit. What to be aware of If you are planning to purchase a , you should be ready to wait to get the best vehicle. Be patient. Used cars are in high demand in the present. It may take several months to find the perfect car, so take your time and continue to find . Make sure that the car you're considering comes with the features you want and compare prices with similar vehicles in your area. You can also compare cars and locate for local dealerships on the internet. Have it checked out Having a car inspected by a mechanic before purchase is among the best ways to assure you that you're getting a high-quality vehicle, even if it's CPO. You can also look up the history of the car with the help of the VIN number. (VIN). Try a test drive when you take your car for an exercise, take note of the way it moves and note if there is anything that seems off, like unusual knocking noises or whining. Request a test drive at night, if possible, to get a feel for how the headlights work. Be aware that, as you are looking at a used vehicle, you'll have greater bargaining power. Steps to follow Buying a certified pre-owned car involves some research and planning, but with some perseverance, you can find an excellent car at an affordable price. If you've found the best fit, make sure you qualify for financing before you sit down to finalize the purchase. Making an offer with a credit card will give you even more space to .


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Written by

This article was generated by using automated technology. It was then thoroughly verified and edited by an editor from our editorial team.



Edited by Rhys Subitch Edited by Auto loans editor

Rhys has been writing and editing for Bankrate since the end of 2021. They are dedicated to helping readers gain the confidence to control their finances through providing clear, well-researched data that can break otherwise complex topics into manageable bites.






Auto loans editor


Reviewed by Mark Kantrowtziz Reviewed by Nationally recognized expert on student financial aid

Mark Kantrowitz is an expert on student financial aid including the FAFSA, scholarships, 529 plans as well as tax benefits for education and student loans.






Nationally recognized student financial aid expert




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